Working towards your dreams and goals

Recently I have read an article about the difference between Dream and Goal.

Dream – a cherished aspiration, ambition, or ideal

Goal – an aim or desired result

Everyone have their own dreams.

‘I dream that I will be rich.’

‘I dream that I will be slim.’

Dreaming will not bring about results but working towards a goal will.

Step 1 – Defining your dream and goal

For example,

(a)I want to save $1000 a month

(b) I want to lose 10kg by end of this year.

Set SMART goal.


M = Measurable

A = Attainable

R = Relevant

T= Timely


Step 2 – Take action

(a)(i) Every month, transfer $1000 to a bank account that does not allow you to withdraw any money.

Instead of spending as per normal and hoping that at the end of the month, you will save $1000.

(a)(ii) Find a second income to allow you to save $1000 each month. There are always two sides of a coin, either you tighten your budget or to find a second income to supplement current income or to learn to grow your money.

(b)(i) Commit to 3 One hour exercise session a week and increase the frequency accordingly.

(b)(ii) Start making healthy choice when comes to eating. Eliminate processed food bit by bit.

As what Genecia Alluora have shared in her live videos, ‘What gets measured gets done.’

It will not be easy but as long as you are working towards it, it will happen.

Every successful people works towards their goal, they did not become successful by chance.

I hope to be able to walk this life journey with you. Your Dreams. My Goal!

Feel free to share with me what your dreams and goals are and we can work towards it together!

Feel free to contact me at 81029976 for any queries on insurance, financial planning etc and feel free to share about your dreams and goals on my facebook page (

Have a lovely week! ❤


Zika Virus and the Insurance that insures it

Recently Zika Virus has been the most discussed topic after more and more people in Singapore are affected.

What is Zika Virus?

It is transmitted by the bite of infected Aedes mosquitoes (which bite in the daytime), identical to dengue. Zika is generally a mild disease. Zika may cause a viral fever similar to dengue or chikungunya, with fever, skin rashes, body aches and headache. However, most people infected with the Zika virus infection do not develop symptoms. There is no vaccine or specific anti-viral drugs.

52235934 - zika virus infographic: prevention, symptoms and treatment


Apart from preventive measures like getting insect repellents, another thing which people have forgotten to do is to get themselves insured for Zika Virus.

Thanks to our service partner, we have Tenet Sompo and Lonpac which provides insurance that cover infectious diseases.

In comparison, Lonpac covers more infectious diseases than Tenet Sompo.

Here are the 21 infectious diseases that Lonpac insures:

  1. Zika Fever (Zika Virus Disease)
  2. Middle East Respiratory Syndrome (MERS)
  3. Hand, Foot and Mouth Disease (HFMD)
  4. Avian Influenza or “Bird Flu” due to Influenza A viral strains H1N1, H5N1, H9N2, H7N7 or H7N9
  5. Severe Acute Respiratory Syndrome (SARS)
  6. Dengue Fever / Dengue Hemorrhagic Fever
  7. Variant Creutzfeldt-Jakob Disease (Vcjd) or “Mad Cow Disease”
  8. Nipah Virus Encephalitis
  9. Japanese Viral Encephalitis
  10. Malaria
  11. Pulmonary Tuberculosis
  12. Measles
  13. Rabies
  14. Melioidosis
  15. Chikungunya Fever
  16. Mumps
  17.  Rubella
  18. Cholera
  19. Yellow Fever
  20. Poliomyelitis
  21. Diphtheria

For more information pertaining to the Zika Virus Insurance, feel free to contact me at 81029976.

Hope this blog post will be helpful.

Your Dreams. My Goal. ❤